GMS Super Visa Insurance

MSG Canada Insurance Inc.

Benefits

This GMS Super Visa insurance provides coverage for the reasonable and customary rates for qualified expenses resulting from an unforeseen medical emergency that occurs while you are insured. Payment will be made up to the policy's dollar maximum, less any deductible specified on your verification. In addition, for no more than 48 hours after your original departure, coverage will be given between Canada and your country of origin at no additional charge.

• Hospitalisation Covers: Pays for room and board in a hospital, up to a semi-private room, unless a doctor says otherwise (if medically necessary, charges for intensive and coronary care units are included). If a follow-up visit is needed, it must happen no later than fourteen (14) days after the first medical emergency, unless GMS tells you otherwise and permits you
• Medical Services: Covers the expense of having a physician, surgeon, anesthetist, or registered graduate nurse provide medical care to the patient
• Diagnostic Services: X-rays and other diagnostic tests are included in the Diagnostic Services section of the plan. This coverage does not cover magnetic resonance imaging (MRI), cardiac catheterisation, computerised axial tomography (CAT) scans, sonograms, ultrasounds, or biopsies unless such procedures are approved in advance by the GMS Super Visa insurance assistance company.
• Continued Coverage: If coverage lapses while a person is hospitalized, all covered individuals will continue to be covered under GMS Super Visa insurance for a further 72 hours following their release
• In-Hospital Prescription Drugs: Covers the cost of prescription drugs and medication given by a physician (to a maximum of a 30-day prescription) (to a maximum of a 30-day prescription). Refills of medicines, and any associated physician’s expenses, are excluded from coverage
• 24-Hour Travel Assistance: Medical care coordination, transportation, and repatriation; telephone interpretation services in most languages; progress monitoring by managed care during treatment and recovery. The cost of transporting a patient to a hospital in a medical emergency necessitates using a licensed road or air ambulance. GMS will cover the expenses for an air ambulance or regularly scheduled airline only when the attending physician's written referral and prior GMS approval are received
• Travel Outside of Canada: Benefits are available for trips to the United States and Mexico, as long as you are not a citizen of either of those countries. Your vacation must begin and end in Canada, with 50 per cent of the trip duration being spent in Canada
• Special Attendant: When approved in advance by the GMS super visa insurance assistance company and prescribed by an attending physician, a registered special attendant may be paid up to $3,000 for their professional services (other than by an immediate family member).

Licensed and insured home care Children: Payment up to $500, with prior GMS super visa insurance assistance company permission, for licensed care of dependent children if they are travelling with you.